Aditya's Journey: From Financial Uncertainty to Investment Clarity

Aditya is earning ₹20+ lakhs/annum but lacked clear financial goals and struggled with investment decisions. His primary aspiration was to purchase a home for himself and his mother, but he needed a roadmap to achieve this.

It's not about how much you earn but how wisely you manage your earnings to achieve your financial dreams.

Our Intervention

Building a Foundation: A ₹1 Lakh Goal

• We set an initial saving goal of ₹1 lakh.

• He started investing ₹10,000/month in low-risk mutual funds, ensuring stability even in market fluctuations.

• Within 7 months, his portfolio grew from ₹70,000 to ₹95,000, keeping him on track.

How did this happen?

• Set clear, achievable goals.

• Invest consistently, even in small amounts.

• Choose low-risk investments for stability.

Homeownership Plan: A Strategic Delay

Aditya and his mother envisioned a ₹30 lakh home loan with a ₹5 lakh down payment. Their savings could have covered the down payment, but it would have depleted their emergency fund. We advised a one-year delay, enabling them to save more and alleviate financial strain.

Future Readiness: Positioned for Success

• With a 15% annual salary growth, they would be in a much stronger financial position to buy a home without financial strain the following year.

Quantifiable Impact

• Reduce Financial Strain by delaying home ownership

• Prepared for future emergencies 

Does this resonate with you? Let’s start by 

• Connect with our advisor: https://app.truexwealth.com/dl/Coach 

  • Create a realistic financial plan 

    • Differentiating between aspirations, reality, and needs 

  • Achievable milestones